Muse

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now it's red eye radio gary mcnamara and eric hurley talk about everything from politics to social issues and news of the day whether you're up late or you're just starting your day welcome to the show from the relief factor studios this is red eye radio all across america we are red

i radio hey is eric harley and i'm gary mcnamara you know you said this yesterday about this time and i was i was thinking about it yesterday and i was and i was just and it was like okay let me see if i can and you know find one and and it's when you said and we got into a discussion about uh you know the far left and the far right and it was based on uh you know uh somebody who said i think it was some voter who said well i don't know where i'm gonna go because all there is is the far right and the far left and you made a great point you said there's the far left who's the far right and what is the far right define the far right and then we came up with the point that actually nazism and communism is viewed as the far right so the democrats have the far right and the far left what is the radical idea that is being

promoted by republicans right what is so out of reach for this person who says i consider myself a moderate republican okay what is so far to the right that you can't support it yeah what is the

issue that is that radical right i and because if you if you look for example at pax and it's like uh you know the the the impeachment try the yeah yeah you know the his his his uh messy divorce whatever and it's like that's going to be the highlight and i'm like you compare that to nazis and communists it's like well you know how well was that going to really really stick But on the issues, what is it that the Republicans are incredibly radical about? What is the issue that they're incredibly radical about? What is it?

Where would it be? Where is it that you cannot support? Because if this person claims to be a moderate Republican, well, there's no place for me. What is it that shuts you out? Tell me what issue.

Right.

Or set of issues.

Because this guy was saying he was a moderate Republican, right? And now our party, because of Paxson, has gone far right. And we have said that's just not true. No, it isn't. In fact, the Republican Party has moved further left, and the Democratic Party has moved insane left. It's so insane left that they've gone to the far right with Memdani and Mr. Maine Nazi. Yeah, right. So they cover both the far left and the far right. but what is the radical what is the incredible radical position that republicans hold like democrats it's easy a man can be a woman if a man says so there are six biological sexes men should be able to wave their genitals in front of women in the locker room men should compete against women yeah you know i you know uh identity politics yeah and again it's been brought up this week it was brought up in the autopsy of the democrats one of the things that was correct in the autopsy of democrats from 2024 is identity politics think about how neanderthal it is in 2026 yeah democrats republicans could you please i want money this year to become a political consultant you can't communicate any damn ideas at all let us do it for you give us a couple million dollars i'll go i'll go one further if we catch you listening to our program you owe us money but you know the the radical transgender movement which is just so incredibly extreme extreme and and just insane yeah and then to be practicing racism in 2026 and have it institutionalized and and systemic in your party and you know it is you've said you know you now we know it's in the democrat autopsy yes and by the way nobody is saying that they disagree with that one i didn't hear anything that was no i didn't push back on that that wasn't even meant nobody even mentioned that part of it no that and it's we got to stop with the identity politics we have to stop think how neanderthal it is that the official position of the democratic party is to judge people by groups and not individuals i mean that's radical you know sanctuary cities we wish to defend we wish it's more important to protect the freedom of an illegal immigrant criminal outside of being in the country illegally,

another criminal act, it's more important to protect them than citizens of the United States.

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Well, that's another thing the GOP could be repeating, and they're not saying it at all. They're just not saying it. But I think it's good. What is the issue that is unbelievably as radical as anything that the Democrats are throwing out right now? The anti-Semitism. For God's sakes. Israel. Forget about the religion. Israel is a modern Western democracy. that allows other religions. Yes. They are a modern Western democracy. Iran has been the leading exporter of terrorism and is an authoritarian theocracy dictatorship that murders their people. I mean, it's not even it's not even close. Do our things are there things that we disagree with the Republican Party and Trump on? Yeah. And it's the part where they're not conservative enough. Where we get upset at the Republican Party is that they're moving to populist left, especially on fiscal issues. Right. On social issues, they're not on fiscal issues. They are. And the debt's going to be a problem down the road. and selling bogus economics is ridiculous and we mentioned it yesterday you know you look at the people that are perceived to be conservative josh holly is as to me with the things he promotes is as bad fiscally as a bernie sanders in the stuff that he promotes oh yeah oh yeah we've talked about it with uh the credit cards and everything else and going after big corporations and you know it's he's a populist left yeah and and so you know the only thing if people disagree with us you disagree with the fact that we're conservative conservative slash libertarian because we believe the government should be slash superhero throw that in everyone knows we're heroes we don't have to say that

so i i just i i thought i just thought about it yesterday but even even with where i disagree where the republican party is not conservative enough i can't tell you the issue when people start throwing out that crap well i don't know because paxton defeated cornyn the republican party is far right on what issue right yeah because it all comes down to issues well i think he's an idiot and i believe he could be corrupt and i believe that his divorce was messy and therefore he's right wing well there may be flaws but that doesn't make him right wing right right wing is on an issue on what issue are the republicans far right like i said far right and we can't say this enough far right used to encapsulate being a nazi well the democrats got that sewn up now yep they even have two tattoos hey did you get your get your platinum tattoo yet yeah right oh my gosh so i got a new tattoo guys what is it it's a nazi tattoo no seriously what is it i mean when you think about the misogyny and the sexism of the radical transgender movement the racism of the identity politics of judging people by groups and not individuals the racism of anti-Semitism, the wanting to protect illegal immigrant criminals over the safety of American citizens. It's mind-boggling. It's not even in the same ballpark, the far left, as compared to this imaginary far right that supposedly exists in the Republican Party. I don't know where it is. Right. Yeah, no. are there healthy disagreements yes yeah sure that's been the case for a while are there healthy disagreements on the issues yeah but there should be in a political party right yeah there was the article is telling you about uh uh that uh i saw in uh national review that was Democrats need to learn how to fight each other. And they talk about Republicans, you know, going back and forth and talking about, you know, just what's going on right now on a variety of different issues. He said there are long-term structural reasons related to the globalization that caused Republicans to enter into a state of civil war.

Then there are the same reasons why populism has divided right-wing parties across the West in the past decade. And that's what we've talked about when it comes to, you know, the the what we say is moving to the left from from free markets, as we have seen at times in the in the Republican Party over the last few years. In fact, this fight is for the soul. The Republic of the Republican Party is ongoing. One hears the battle cries among those who are already partisans for Marco Rubio or J.D. Vance as a successor to Trump. Yeah, yeah. The civil war within the GOP has, of course, hampered Trump in setting his own agenda. He's often settled for passing the priorities of his party's adversaries, but it's also helped to keep him the main character in American politics, even in his poll numbers dip. The Democrats, meanwhile, have a serious brand problem that hasn't been solved by Trump foray into Iran or the unpopularity of his tariffs. The 2025 CNN poll found that only 16% of Americans said Democrats had stronger leaders than Republicans. Even then, more respondents saw incumbent Republicans as the party of change. Maybe Democrats lost their brand as the party of the future and of change because they've stopped debating how that future will look. they've lost the mantle of the party of change because the party is so settled in its identity which is crazy right now the republican party is uneasily but noisily accommodates people with different views on how the global economy should be engaged can democrats even accommodate voters who think girls should compete only on girls teams it's not clear well it is clear no they can't Yeah. And those are all great points that were made that we've made before. What are the Democrats' ideas?

about america's role in the global economy or as a geo-strategic actor well you can have every flavor of globalism offered by the kennedy school of government sometimes it seems that the democrats have a more progressive and less progressive wing sure aoc and spanberger have different priorities but for the most part democrats revert to a hive mind in 2020 during the covid emergency and in the weeks after the death of george floyd that meant that everyone in the party shifted dramatically to the left and started sharing their pronouns yeah i think if democrats want to fix their current brand when 70 percent of voters view them as out of touch they need to start having big public fights with each other that give more voters a stake in that party and its future yeah what what they did mention there though is something that we've mentioned over and over and over again, which is really long-term the biggest problem for the Democratic Party. And you can even say the election of Donald Trump, it became a problem again. And that's when you practice identity politics along with there has to be more victims and therefore more oppressors. A political party has to eventually unite on a set of issues that will bring more people in. You cannot do that when your political party is based on victims and oppressors and always increasing the amount of victims, which then increases the amount of oppressors that become the oppressors, part of the people that have supported your party.

And once you become the oppressor, you're done. It's over. You know, there is no turning back. There is no forgiveness. You know, there's there's there's the old term about eating their own. And, like, Republicans have been good to, you know, separate themselves and sever someone from the party who doesn't belong and whose ethics don't match or politics don't match or whatever it is. And so that was, you know, seems like ages ago. now when you compare it especially to the democrats and what they're doing in creating new oppressors every single day look people don't believe it but aoc's gotten scolded at her own hometown home district meeting oh yeah it's only a matter of time before sorry you've worn out your welcome and it's not just that you know they want to be the rock star that's part of it for them but the people want them to be activists on a different level a new level a stronger level every single day and if you don't meet that standard. Sorry, you're done. We are run out radio brought to you by FPPF fuel power max

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We'll be right back with more Red Eye Radio with Eric Harley and Gary McNamara.

we're running radio he's our curling i'm gary mcnamara oh i found a new uh political ad oh This one for Karen Bass, for mayor of L.A., from Hollywood star Samuel Lowe T. Jackson. All right, here we go. Ready? Okay.

These are the times we need someone who understands government, who also understands the needs of the people.

Someone who will go in the streets and gather the people together. Not someone who will divide them. Karen Bass is that person. Dan Bass for mayor.

Say what again? Say what again? What a horrible ad. The music behind it. Well, it didn't even sound like, I'm like, did they give him some sort of sedative?

that didn't even sound like samuel l jackson that's why i i that's why i knew the low t would

yeah you know what we need is we need somebody who needs to know what we need is the real samuel l jackson because we don't know who this guy is say what again uh yeah i'm is it wrong to call her large mouth bass is it can we not do that would that be wrong maybe don't do that if She talks too much? No? Big mouth bass? Small mouth bass? No?

I don't know about fish names. I don't know if that's politically incorrect or not.

Since when do we care?

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And he is Eric Carlin. I'm Gary McNamara. Uh, you know, I was just thinking about the Samuel L. Jackson ad for Karen Bass. And we know that really celebrities doing national ads doesn't have an effect at all. No. As we know, endorsements from, does it, I guess my question would be, does that have an effect in LA?

No, that's a good question. And to what effect? Because, okay. okay samuel l jackson has become in recent years kind of like well if you need the movie to be like if you need the trailer for the movie to be exciting put them in the movie somehow right kind of spice things up and so i thought to myself as i'm listening to the ad thinking to myself is that the way they're thinking of the campaign you know i call it um the obligatory samuel l jackson which means well the movie's not we don't think it's going to do well call samuel l jackson write a part for him in the movie and it will do better right they just put him in the movie and uh and and and i'm thinking to myself is that how they looked at it with uh with the bass campaign because he does not sound enthusiastic at all

no it's like all right i sort of have to do this so would you please support karen bass because we can all go on the streets and gather i mean what what the hell does who who wrote let me put it this way who the hell wrote that well and we and we will bring all people together this isn't

1968 and it's it's just weird because it doesn't sound like him at all he sounds more like him when he's doing the capital one commercial

you know see but but no that's it how dare he rep how dare he represent even though it's a local race it is national implications as we know because people are paying attention it shows what direction california is going in and samuel l jackson sponsors evil credit card companies that charge incredible interest rates that's right

that don't extend credit to everyone at the at the same rate right

that's going to be a problem they they they are not credit card companies are not about

equity and inclusion let me ask you mayor bass what's in your wallet capital one my first credit card by the way i still have it

it's i my my credit card went to my original credit card went to another bank i got my first credit card in 1974 marine midland which was a subsidiary of hsbc used to be a it was in a number of states but basically was a new york bank yeah and that's where i started working as when in 74 as a bill collector yeah and

And they didn't have specific ATM cards for your checking account, but they had ATM cards for your credit card. Right. So I got a credit card that they also attached my checking account to. And they deposited, you know, your electronic, you didn't get a check. They deposited right into your account back in 74. And so if you wanted to take it out, you could take it out of your credit card at that time. So I got a Marine Midland credit card. Take a guess what the credit limit was.

$100.

$100.

You probably have said that. That's probably why I knew that.

I have said it. Yes, I've said it on the air. Yeah. $100.

But that also would be about right for that time and that time in your life. because it wasn't really extended the way it is now overall to anyone you know back then it was the 80s that was if you think about the uh the department stores created their own finance arms or worked with banks to create their own department store credit cards right so that you know hey you could get a whatever a card and you would shop you could use that only to shop at their store and you get a discount for using the card whatever it is they still do that today but it was the 80s and then the building of malls and uh for those under the age of 90 a mall was a building that had multiple stores under one roof um but it really expanded from there and um that's you know it wasn't people didn't have that kind of credit extended today

like they do today i'm looking at it right now a hundred dollars in 1974 would be 675 today so when you think about it if i started working at a bank because i was i worked part-time during the year uh and then full-time during the summer and i was going to college so if they gave me a credit card debit card whatever today am i and i just was employed there at a week and they gave me a 700 credit limit that'd be pretty good oh yeah no it was i look at it yeah right you know i i guess i don't i'm not looking at a hundred dollars the way i did back then

because that was such a long time ago well it would be enough the idea was enough to buy a little gas enough to buy a little groceries but not enough to live on it wasn't you know that's what changed people wanted these five and ten thousand dollar you know credit limits and they wanted to go out and buy major purchases you know then electronics came around you know i mean in in a big way started to change and and update to the point that everybody had to have everything

you know i've got to have the latest vcr i need stereo isn't good enough yeah i need quadraphonic that's right exactly remember quadraphonic yeah no it was all the wants right and then you would need i remember going to the stereo store yeah you get the big receiver and then you have to get the record player and then the cassette deck and then two humongous

speakers yeah well my dad was able to to shop in thailand before he came home from the vietnam war he brought he only brought a few things home one of them was a stereo with a turntable and it's the very stereo the very turntable i first heard eddie van halen on oh was it one

of the receivers with the turntable built into it on top uh no or they were separate yeah they

were separate yeah yeah so but it was you know it that was that but that was that age of wanting and then when you started getting cool cars you had to have cool sound so you know you'd get

speakers and a and a stereo and the whole thing that was a you know i i look back at that and not only was it a great job because it it opened me up when you have to you know you're 18 years old and i'm this little shrimp and you know making your first you know collection call hello this is mr mcnamara you know that your account is past due i had not yet fully entered puberty and you know it That happened on your 70th birthday.

That's what all the celebration was about. That's right. I've just discovered this thing called women. Wow. Have you heard of this thing called females? Man, they're attractive. Wow, man. Oh, whoa. And it taught me a lot. that's where i learned that the that and i still think it is today the number one thing

that broke up marriages was financial stuff no actually it's listed as a yeah as uh uh uh i think it still is on the top of the list i think i saw it just recently somebody

did it again and i went well that's that's pretty consistent over a half century and

And, you know, number two now, by the way, it's moved way up, is Trump.

But that's only temporary. No, no, no, no, no, no, no, no, no, it'll be the next Republican then. Irreconcilable MAGA differences. Right. But what I found out was, and I collected, I collected a line of credits and it's interesting because most banks have gotten rid of a separate line of credit account, but I know that when a couple of the banks that I worked at got rid of the line of credit, line of credit accounts they offer me a line of credit on my credit cards yeah for a for a lower interest rate to get the cash right yeah yeah you know so but i they haven't i haven't got the offer in a while they don't i guess if i went into the bank and asked for a line of credit off it they would

do it i but i haven't got the advertisement i have three um and but it has to do with the the business my wife and i are in and and so i have three but i can't i can't remember well the last

time i used one the the thing about line of credits that of course made it different than a than a than a mortgage or even a car loan because i'd uh you know buddies that were were doing that is you know no collateral you know that's always the fear in a bank with a credit card yeah yeah or line of unsecured debt right unsecured debt and so but the the uh so they stayed really on top of that i mean you made calls you know you were probably 16 17 days if the grace period went by and it was it was 10 days and it was 15 yeah 16 17 you'd make a call yeah well remember remember

for a while there uh and i think it was kind of overplayed a little bit in in pop culture but the idea would be you overspend you you don't make your payments and then the repo guy shows up and takes all your furniture out of your house well they they i i don't know to what extent they ever did that i mean i think they did to some extent i don't know to what extent these days that doesn't happen unless it's secured it's secured debt like with a a car or a house or

yeah we we did not do that back right right it's so that 50 years ago we did well it just it because

it adds to the cost of of of collection and and they just write it off i don't know what write it off means uh but they do and they just write it off that's why they write it that's why they

thank you kramer kramer from seinfeld uh and and but what i found out was it was the people it wasn't if you want to say the the the middle class that was really the problem with delinquencies because if you were a rate if you were a factory worker or even a white collar worker with a regular job and wife and a kids whatever most of the time they called before it became a problem the problem came from people that were in the upper middle class that if for example and i'll put it by today's salaries that you're making 250 000 a year you know you were making 80 and all of a sudden boom and you start spending like you're making a million yeah now adjust that we're not talking 1974 dollars when i'm using right dollars of today yeah yeah yeah uh and and that was the problem and they were just in denial that there was any problem there's not a problem what are you but they're the ones that would get angry uh and we mostly we worked with everyone because the last thing you want to do you don't want to you don't charge off we called it right you don't want to write them off no no no you know i want to collect yeah i don't i don't want to write off on on my on my watch right and and the bank had no problem saying just pay interest

for as long as you want or pay interest not for as long as you want but i remember going six seven eight months with some people just paying interest on their line of credit right yeah now at times you know if what if they started paying interest you you wouldn't remove the the credit line but if they started using it again you would right yeah you'd say no no wait a minute if you're creating a higher risk right right you can't we you can't do you can't do that right yeah But then again, with the minimum payments today on credit cards, now that we're moving from line of credit over to credit cards, my God, you're almost just paying a little over the interest if you're paying the monthly payment. Oh, my gosh. Yeah. I can't imagine. We are Red Eye Radio.

Coming up, more with Gary McNamara and Eric Harley. It's Red Eye Radio.

We are on our radio.

I'm Gary McNamara. James Tallarico, who replaced Jasmine Crockett, said he's not a vegan. Here's what he said back in 2021.

We have, I think, heard more and more issues of animal welfare. I think not just because it's the right thing to do and the moral thing to do, but also it's, as all of you know, necessary to fight climate change. It is now existential that we try to reduce our meat consumption and that we try to respect animals in all aspects of society. And so I am proud to say that our campaign has officially become a non-meat campaign. So we have we are we are only buying vegan products from our local vegan businesses.

And when he did the interview with that, O'Keefe said CBS, no, I eat meat. No, no, no. Texas, I love barbecue. Right. They're blowing out an eighth generation eating meat or whatever. It's like he's tempting to move to the center. Here we go. Yeah.

this is red eye radio on westwood one hello america mark levin here many people seem to

be incubating a rage looking for somewhere to go. Are there times when you think the country is out of control? You see all these things and you wonder, what in the world is going on? Was it this way five years ago, 10 years ago, 20 years ago? Do we have the will or not? But we are Americans, and I believe we absolutely do have the will. I do this show for you, and when you're not interested anymore, I will just go away. The Mike Levin Show. Follow and listen on your favorite platform.